Avoid Checking Account Fees

I have two accounts at US Bank, I got a letter stating that they will start charging a fee for all checking accounts as of June, 2011.  If you have direct deposit, they will waive the fee.  Also, by going in and talking to the banker, they will waive the fee on the other account if I do an automatic transfer of $25 per month from one account to the other!  That is great, because I have to put money into the account to pay bills anyways!  Talking to the banker saved me $22 per month!  Can't hurt to ask...